Showing posts with label frugality. Show all posts
Showing posts with label frugality. Show all posts

Thursday, March 7, 2024

Overspending on Basics?

Sometimes when folks are in a bind.... they keep their low budget shopping very confidential. They think, of course, that they are the only ones who count their nickels when buying their basic needs. 
I am writing this post to remind you that the stores you shop in are GREATLY aware of the discounts and grand totals that you can afford. Stores don´t just market to the rich. Some stores yes, may market only to luxury shoppers, but there is a multitude of stores that are seeking the shopping dollars of those who shop frugally. 


A dollar is a dollar is a dollar. Retailers count dollars, not shoppers. They do not get bonus points for catering to rich clients. They get bonus points for being profitable, no matter who their customers are, they are OUT TO PROTECT THEIR PROFITS, nothing more and nothing less.

So, let me get to the point. I was shopping this week for some simple bath bars of soap. I was feeling like I didn´t want to overspend, so I thought, why don´t I check for a multipack of Ivory soap bars. Did you know I could not find any multi-packs online for Ivory soap at a certain large retailer for under 6 dollars Canadian? I could only find one little cream colored bar of soap (not Ivory) for $2.54. Canadian funds. 
The weight on the package was only 100 grams. I find that rather unusual. So, in my understanding, that particular retailer was taking advantage of the basic need for folks need for simple bars of soap, by refusing to offer a lower cost multipack, even if the brand of the soap was considered a low end brand.

So, friends that is where we may need to jot down some notes. When you begin to notice certain items being ¨controlled¨ in the marketplace with ¨higher than normal¨ pricing, take a few notes. Write down the quantity of what you are seeking ( the weight and/or volume) and the brand and the date you were shopping and what store you were in or what online retailer you were browsing.

The reason I pasted a photo of a jar of Canada Red pasta sauce in this post is for an example of what we can choose when we want to keep the cost of basics low and still get exactly what we need. 
A local retailer sells one jar of 640 ml of Canada Red pasta sauce for $2.77 in Canadian funds. 
In my estimation that is a reasonable price currently for a large jar of pasta sauce that is available within a reasonable distance from my residence.

Sometimes, it is helpful to get some concrete lists going of what you can buy and where for reasonable prices. Make your list easily accessible and stay organized. For example, maybe your local dollar store is a good place to buy table salt. Maybe you find that price to be better than at your local grocery store and you trust the brand that is on the label of table salt at that dollar store. Add that item to your list if you are satisfied with the value. 

Value is something that is often in the eye of the beholder...but there is wisdom in honoring your OWN sense of value and not being swayed by all the propaganda and marketing that modern retailers throw at us.
Honor your wallet and your own decision making skills and carve out a fabulous discipline of buying products that meet YOUR demands for quality and price and brand and availability.

Children do not have an innate understanding of value and money. It is a skill to develop as you mature and independently manage your funds. Writing down lists of items that meet YOUR requirements for quality, price and location is a great idea to help you and your family keep quality items in stock in your home.

That´s all for now. Congratulations on your endeavor to develop personal discipline with your money and overcoming the outside influences that may tempt you to spend more than you want to. 

Peace and productivity,
Carla


Saturday, October 15, 2022

Cheapskate Hack to Avoid Buying Expensive Jam for Sandwiches

I don´t know about you...but I find these ¨ extreme cheapskate¨ shows to be great entertainment. Most of the tips are not practical and pretty dangerous....but I have not lost my appetite for a great frugal life hack.



So here goes. If you have a big family...or a small family with BIG appetites, then you may sometimes wondered why even the discount grocery stores still charge a handsome dime for any kind of red jam.
By "red" jam, I mean any kind of jam such as strawberry, raspberry etc....

So, the other day when I was preparing the Canadian Thanksgiving turkey dinner and I opened the can of jellied cranberry jelly, I thought to myself....hmm....I wonder how this would do as a frugal substitute for jam on a peanut butter & jelly sandwich. And so, I tried out the jellied cranberry sauce in every way that I normally use raspberry jam....and was pleasantly surprised.

How does the taste compare? Well, jellied cranberry sauce has a tartness to it, which adds a bit of a kick to it...but it still has enough sweetness to  balance it out. The tartness makes it quite refreshing.

So....if one were to use canned jellied cranberry sauce as a raspberry jam substitute, you could store it in the fridge once you open it and put it into a seal-able glass jar, such as a mason jar with a tight lid.

That´s it. Pretty simple huh? I have not done enough experiments using this to know how long it would stay fresh when stored in a glass jar in a refrigerator, but I have enjoyed trying it out for the first time. Does this sound like something you could see yourself or a family member trying out in the future? Or would you file this idea under something you would do only if you ¨had¨ to?

Well, that´s all for now. Enjoy your days and frugal ways, and not so frugal ways. It´s all good.

Peace,
Carla








Saturday, September 10, 2022

Flashfood App bragging rights !



Hi Friends....what´s the fun of saving money on groceries if you can´t brag about it once in a while?

Yes, I know....I´ve blogged about the FLASHFOOD app before....but i feel like so many people just don´t realize how much it can help them....especially if they have a large household to feed.

So, on the left is a screen shot of this week´s tiny shopping savings. Not a huge amount of items, but the prices were right on the money!

The bottle of 100% pure Sunflower oil was no where near expiry and the  bottle was almost a ful liter....measuring at 946 ml. Being able to pay $2.23 cdn for a full bottle of sunflower oil is a great bargain! Yay!

It´s always good to buy enough pasta to stock up once in a while....and so, to get my hands on a box of pasta (454 grams ) of high quality pasta for only 84 cdn cents per box....was definitely a win win.
So, I bought 3. 

Years ago, it used to be quite common to be able to buy groceries priced at under $1 cdn. But not anymore.....it is harder to find things under a dollar and so when you see something like a staple such as spaghetti noodles, it is a ¨no brainer¨ to decide to go ahead and buy some at only 84 cents a box.

What is the greatest deal you have discovered lately? Do tell!!

Well friends, if you have access to a smart phone or any device upon which you can download the FLASHFOOD app....I highly encourage you to do so. It will save you money on feeding your family and it allows the grocery stores that participate in the FLASHFOOD program to save a lot of  items from going into the landfill.

Thanks FLASHFOOD!

Have a great weekend all!

Peace,
Carla


















CANADIAN residents Only---High Value Coupons from Chapmans


https://www.chapmans.ca/coupon/chapmans-annual-coupon-2022/


Above is the current link for chapmans Icecream coupons.....available for Canadian Residents only.

I know that some of my readers are frugal folks and appreciate a reminder now and then of opportunities to get things for free or lower cost. 

Therefore, I thought I´d refresh your memory....yes Chapmans is still giving away high value coupons.  Give it a whirl if you are a Canadian resident.


Best wishes to you and yours as you provide for yourself and your household.

Peace,
Carla













Friday, August 26, 2022

Extreme Cheapskates Flashfood Style



How can a mom not like a food haul for less than 20$ ....loaded with veggies??

And so today, my fellow frugal bugles....Flashfood App won again.....allowing me to score the above listed food items for just under $20 🇨🇦.

I don't know if the Flashfood app is available worldwide...but the last time i checked it has grown by leaps and bounds across North America.

What do i like about my local Flashfood app ?
The food is kept safe and at appropriate temps.....either chilled or frozen or at room temp if shelf stable.

The Flashfood app is easy to use. 
You easily prepay your food order...so no need to even bring your wallet into the store.

You can make your food dollars stretch farther than ever.....all the while feeling grateful that the Flashfood app has diverted thousands ( probably millions) of pounds of food from being wasted. Talk about a win win!!!

If you are a true cheapskate or a gentle frugalista...you are going to love the Flashfood App.

Simply download the app to your Smartphone and it will allow you to explore which stores closest to your location have discounted foods currently available for purchase. Then simply prepay thru the app and collect your items instore during store hours! 

What's not to love?

Have a great frugal friday my cheapskate friends. saving money never tasted quite this good😁👍

Saturday, March 12, 2022

Sweet Cheap Banana Cake



  Sweet Cheap Banana Cake!



Every once in a while, it behooves me to create something out of something else. So I took a basic cake recipe and tweaked it a bit to suit some CHEAPSKATE appetites out in the world.
There seems to be an insatiable appetite for frugality....now that gas and meat prices have gone up so much....and in such a short period of time.

So, without further ado.....here is a very simple, very basic low cost frugal BANANA CAKE recipe.

Ingredients:
Throw all the following in a mixing bowl.:

2 peeled overripe bananas (it's ok if the bananas have begun to brown)
2 cups all purpose white flour
1 cup white sugar
1 teaspoon baking powder
2 eggs
a dash of veggie oil or canola oil : ( if you need to measure....I'd estimate 1 tablespoon)
1 teaspoon of ground cinnamon 

Blend all of the above with a high speed blender until thick and creamy.
Coat a medium size caserole or baking dish with a thin layer of veggie oil or canola oil.
Pour/scrape all the batter into your baking dish.

Preheat your oven to 350 degrees F.
Bake the cake for 25 minutes and then leave it in the oven after you turn it off to let it settle and the crust to get a little bit more crisp. 
(oven  temperatures can vary by oven style and other factors..... use your common sense and adjust the temperature or length of baking time to suit your own particular oven)

One of the things that's cool about this recipe is that it doesn't take any additional liquids...such as milk or water. All the liquid that the cake requires is provided by the over ripe bananas!

That's it! Easy Peasy eh?

Enjoy once it cools a bit and serve with butter or margarine or all by itself.
Delicious and frugal!

No need to throw away browning bananas any more.... Just peel em and throw them into a zip lock bag and freeze them for these delightfully frugal banana cakes.

Bon Appetit!

Carla.



Thursday, June 9, 2016

3 Easy Steps to Chop $ FAST OFF your Household Bills

This is gonna be a REALLY short post...so pay attention.
If you implement only these 3 EASY Steps, you will IMMEDIATELY start saving money OFF your household bills:
NUMBER 1: 
 Start doing ALL your laundry in COLD water. Not cool water, not warm water...but COLD WATER.
This will immediate start saving you money on whatever your home uses to heat your hot water.
If using COLD water to do your laundry makes you uncomfortable, I would encourage you to run a personal experiment and do one full day of laundry using ONLY COLD water and see if you can notice and lowering in the quality of your laundry. I dare ya! Most most most people can not notice ANY difference at all in the quality of their laundry after switching to washing in cold water!

NUMBER 2:

 Unplug STUFF that you don't use on a daily basis. What kinda stuff you may ask?
Well, stuff like your electric blender or your DVD player. Why? Because when electrical items are plugged in, even if the power button is "off", still drain a small electric current from your outlets ....and that constant tiny drain of electrical current is called "PHANTOM" power.
PHANTOM POWER costs you MONEY! So, anything that you don't utilize personally on a daily basis can be happily unplugged RIGHT NOW and only plugged back in WHEN YOU NEED IT.
Stroll through your home and see what items are plugged into EACH electrical outlet in your home. Is there a lamp that no one uses? UNPLUG IT! 

NUMBER 3:

Start super duper shopping and stocking up on the LOCAL LOSS LEADERS. What is that you say?
LOCAL LOSS LEADERS are items that grocery chains and department stores sell "BELOW COST" in order to draw customers into their stores. They don't make money from selling those items, but they use them as a very effective method of getting more humans into their stores. The stores know that once someone is physically present in their stores, the odds of them buying ONLY the loss leader items is very low....so the know that  the customers will wind up buying at least several other items while they are in the store. The stores know that they will earn a profit from these other items, even if they lose money from the "LOSS LEADER" items.
So what, in your local stores are the LOSS LEADERS? For us, it is totally BANANAS. Literally, bananas are a very effective high volume sales item that almost EVERY large grocery store and/or department store in my city carries. The prices are literally ROCK BOTTOM and there is even a price war going on to reach the lowest of the lowest LOSS LEADER PRICES.

So, in closing, stock up on these items...whatever they may be in your city.....
( some plentiful and very low priced well stocked items) and use them to keep your pantry full. Your family will thank you for it and your wallet will too :)

Peacefully productive,
Carla.


Wednesday, February 20, 2013

The Humble Lentil

So I 've become a fan of the humble red Lentil. My dutch relatives would be pleased with the purchase price too which I found at a wholesale club for $6.99 for a 5 kg bag.
The nutritionists would be impressed too with the protein boost
 contained within as it is a whopping 22 grams of protein in only100 grams/1/2 cup red lentils!
What else is so cool about the lowly lentil is that  it is uber easy to prepare and throw into any soup or stew. If you want a pure lentil soup you need only add red lentils,water,a boullion cube, an onion and parsely and your extra fresh veggies chopped up and you have a wonderful hearty soup that will feed an army....ok maybe not an army but a BIG family. Our favorite flavoring to add to this soup other than salt and pepper is soy sauce.
Dig in!


Sunday, February 17, 2013

What Products Do Frugal People have in Common?

Yes, I've been scouring the web again, hunting up some morsels of information that may assist.
Frugal people often fall into lifestyle and consumer habits that are held in common amongst large swaths of people across continents and maybe even across the globe. So therefore I'd like to share a list of some of the items that I have discovered to be favorites among those who enjoy frugality. Note that many of these frugal folks are actually quite wealthy and live debt free lifestyles. Therefore remove from your thoughts, the idea that frugality is a necessity for "poor" people. In fact, if you have read Thomas J. Stanley and William D. Danko's book entitled "The Millionaire Next Door", you will have discovered that many families and individuals with large net worths, actually have some VERY frugal habits. In fact, I would suggest that frugality may be one of the stepping stones towards acquiring and retaining REAL assets.

Partial list of Commonly held household items by Frugal Folks:

Vinegar
Bleach
Liquid Dish Soap
Olive Oil
Rubbing Alcohol
Garlic for medicinal use
Cotton cloths-- ( often cut from old clothing/towels)
Hydrogen Peroxide
Baking Soda
Microfiber cloths- used for cleaning and washed and re-used repeatedly

Partial List of Common Activities/Habit of Frugal Folks:

  1. Composting --- using vegetable peelings and egg shells in your home composting system to create your  own   nutrient rich soil for use in outdoor gardens.
  2. Re-using elastics from  newspapers delivered to your home
  3. Washing, drying and re-using clear plastic milk bags for freezing foods
  4. Washing and re-using marjarine/yogurt containers for storing small household items
  5. Using water that collects indoors in dehumidifiers/ other appliances for watering indoor/outdoor plants
  6. Collecting and using rain water run-off from eavestroughs and rain barrels for watering outdoor gardens.
  7. Washing clothing in cold water
  8. Hanging Clothes inside or outside on racks or clothes lines instead of using electric clothes dryers
  9. A love for chopping, stacking and using free firewood and  using woodstoves/fireplaces/chimineas and/or other appliances that consume wood and turn out "free" heat
  10. Using cold leftover tea in the tea pot to water plants.
 I invite you to add your own favorites to this list by sending in your comments through the comment section.
Peace and Prosperity.
C.