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Hey McDonalds Canada...... We want Gluten Free Burgers Too

I was surprised and inspired to read in an online  MSN article that McDonalds serves GLUTEN FREE BURGERS in several European countries! T...

Tuesday, February 7, 2017

Gluten Free At Subway

Yup it's true! Subway has gone "gluten free"....by offering a sealed gluten free "bread" upon which to serve their sandwich toppings. Now I've not yet had the chance to research just precisely which
"toppings" are also gluten free, but at least the fact that they are carrying GLUTEN FREE sandwich bread is a HUGE step in the right direction for those of us who choose, or must choose to observe a gluten free diet.

For more details...go directly to their website Subway.

Way to go Subway! We applaud you!

May many more fast food companies follow your example and offer healthy GLUTEN FREE options!

Peaceful productivity,

Tuesday, January 31, 2017

Up Your Stamina with Cold Exposure

Ok, ok, now don't jump to conclusions. I am not a fan of frost bite or anything like that.

But lately I've been pondering Tim Ferriss' and Tony Robbins praises of "cold plunges" followed by "hot/warm plunges"....Both Tim and Tony are motivational "Type A" men
and they are BOTH HUGE fans of cold plunges. They use cold plunges into icy waters to "reset" something within themselves.( see Tony's blurb about the power of cold plunges HERE.)
( see Wikipedia's description of Contrast Bath Therapy HERE as Tim Ferris podcast suggests on his
("The Random Show")

So, since we are still in the thick of our wonderfully convenient CHILLY Ontario, Canada winter, I've decided to give my two cents about my experience with similar phenomena.

For the record, I have not yet done a professional "cold plunge" into icy water.
And No, I have not gone to the store to buy ice and thrown it into my bathtub to create my own indoor "cold plunge tank".

But what I have done, is simply RELAX more as I do force myself to go out for 20 minutes walks into the chilly winter air that currently surrounds my home.I used to hate the cold, and blamed my middle age on my lack of "cold tolerance". But lately I've been tweaking my perspective. Cold can be good. Cold can help me live better and feel better. 

So, before I go outside I bundle up; I wear a fab coat with excellent winter protection. Occasionally I wear a hat or hood  to combat falling/blowing snow, because there are some days that are just sooo cold that my big hair no longer is sufficient to insulate my head ....lol.

Growing up in Ontario, tobogganing and building snowmen was part and parcel of being a kid.
My recent ponderings of "pro cold plunges" brought back to my remembrance how I felt when I would come back home from a raucous afternoon of tobogganing.
 I remember rozy red cheeks.... feeling pumped and on top of the world. Perhaps there was some kind of internal "resetting" going on then too.
I recall feeling so refreshed and energized. I recall icy blue skies and seeing our breaths as we plodded back home dragging whatever was left of our dented toboggans. Back then, we actually had a steel toboggan. I don't think I've ever seen a steel toboggan since I was a kid.

So what's my point? Maybe Tim Ferriss and Tony Robbins are simply restating an obvious fact that I did know experientially to be true. I experience it again, whenever I do force myself to go outside for a very chilly winter walk. After only 20 minutes of walking in the frigid winter outdoor air I come inside and find myself feeling renewed, refreshed and yes, a definitely delightful boost of stamina and exhilaration.

Is that adrenaline? Is that my body's response to the outdoor air's attempt to lower my body temp?
Is that simply the affect of fresher outdoor air replacing stale indoor air in my lungs?
I have no idea.

All  I know, is that, being out in the cold even for a brief 20 minute walk, while fully dressed in winter garb, gives my stamina a great kick in the pants. I simply feel better.

Thank you to Tony Robbins and Tim Ferriss for making it "cool" to get cold ")

How 'bout you? What gets you feeling better in the winter months?


DISCLAIMER: Note that the author and publisher of this blog does not accept any liability for the ideas discussed in this blog post or any other post on this blog. This post is intended for conversational purposes only and is not intended to be taken as advice or medical advice. Medical advice should always been sought from licensed medical professionals. Before undertaking any new or unusual activities seek advice from a licensed medical practitioner.

Wednesday, January 25, 2017

What Do Smart Girls Read?

Simple enough question. So, if you are a smart gal, then I want to ask you politely....whatya reading?

Verna Oller ( the late Verna Oller left millions of stock market money for her fave causes) and she read the Wall Street Journal and Barrons.

Hetty Green....one of the richest women in America from the late 19th century  and according to her Wikipedia page ......I quote "At the age of two, Hetty was living with her grandfather, Gideon Howland. Because of his influence and that of her father, and possibly because her mother was constantly ill, she took to her father's side and was reading financial papers to him by the age of six."

So, the legendary Hetty Green started learning how to dance in the predominantly male financial circles of her day by starting to read to her father some "financial papers" as early as age 6. How cool is that?

Starting early gave the young Hetty precious knowledge and confidence, to become comfortable with financial and business terminology and the ways of success.

What are some of your fave female mentors reading? What do they read daily, weekly or once in a blue moon?

Help me ask Barbara Corcoran what her fave reads are via Twitter   ....


Tuesday, January 24, 2017

What Will We Do if Dividends Die?

I'm not saying this to scare you.....
Maybe you, like me, read authors over the past decade like Canada's own "Lazy Investor" a.k.a
 Derek Foster....who taught us the simple formula called "dividend investing". He made it seem so easy and do-able for even the average Jane or Joe.

But I'm a planner. I not only want to know what is coming down the bend...but I want.....no... I NEED to be able to prepare for whatever is coming. No matter WHAT that something is.

So sometimes, it pays just to imagine different life scenarios and see how prepared we are, if any of them come about.

So let's say, just for argument sake....that dividends somehow get eliminated from most corporate stocks.
What if we or at least a good size chunk of us, depend on dividends to fund our retirements?

What would  be the plan? Sell the stock? Cash it in and live off the sale of the stocks?

Or will we be forewarned and be able to reformulate our strategy and develop other "income streams"???

Remember when the tax laws changed and REITS suddenly came on the scene? We adapted and learned what they were and bam....suddenly they became trendy and occasionally profitable.

Well, let's summarize the plain vanilla def of dividends:
At the end of the day....all that dividends are..... are income streams.

I think what is key....is that folks like me....who want to stay ahead of the game by staying in the know, just continue that BASIC habit of  gathering current financial knowledge. Just simply by reading what is
going on in the business/financial community, we will stay prepared and able to adapt to what is new and unknown. The late millionaire Verna Oller read both Barrons and the Wall Street Journal as often as possible....even though she was so thrifty, she refused to buy the copies herself, preferring to read them second hand from friends or for free at the library.

We also, need to be prepared emotionally to not get too attached to any one single income stream or investment strategy. We may need to get more flexible to adapt to the new investment "tools" of the near future.

Remember when ETF's were unknown? Well, many folks  have embraced them.....not me in particular, but many folks have.

So, i guess in a nut shell....I'd have to say this....that the only way that I am going to stay prepared is to STAY INFORMED. And that means I am going to continue to sniff out the business section of the Globe n Mail whenever I can and any other respectable source of financial/business data that I can glean from the net and bookstores, local and college libraries and the cafe's I lurk at.

I am going to listen to what the "experts" are saying and what they  aren't saying. Sometimes we need to read between the lines. Because there's one truth I have observed in my wee little life....and that is that where there is mastery....there is always going to be someone who wants to brag about what they have discovered.
It is human nature to want to share something you "know" with those who don't.   So while, I may not yet be moving in the circles of the financial titans of our day, I do humbly admit, that I am a gal who thrives on gleaning valuable nuggets from those who know more than I do. I am glad to humble myself if only to learn a wee bit more..... and understand more and grow more. Knowing more, helps me prepare. Preparing helps me plan. And finally......with a good plan, comes peace.

So if and when "dividends" change or morph into something new, you can bet your retirement plan that someone will already have created  a new  and better way to dance through the tulips.
Just keep your ear to the ground ok?