Loaning $ to Others

Hetty Green, has long been passed, but her legend lives on. She was one of the first kick a$$ women to rock it in the male dominated world of investing and business. She was ruthlessly frugal, scouring the places she stayed for the absolute rock bottom places to buy breakfast or a bowl of soup.

She didn't see the need to spend recklessly....on anything. What was the result of her frugality and steel will? She had funds available to lend out at a modest profit to friends or others in the business or political community who found themselves strapped for cash.

One of Hetty Green's investment strategies was stunningly simple:
"conservative buying backed by substantial cash reserves" and her children carried on her strategy after her passing.

My question today is this. If you are lending money to people or businesses, what interest are your charging them? Hetty could well have charged exorbitant interest rates, but she resisted the temptation. She stated that she never charged people more than 6% in interest on loans.

I am quite impressed with that figure. 6% is quite modest and reasonable, especially when she was dealing with those who could well have afforded to pay higher interest rates. But Hetty Green did not believe in usury, and although folks made fun of her extreme frugality, they stopped laughing when they found themselves knocking at her door looking for a loan. I think she set a wonderful example.

Thank you Hetty for being a leader and using your skills to succeed and provide for others in a jam.
May God bless your legend forever.

In peaceful productivity,
Carla.



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Self Care Starts in a Simple Place

Don't roll your eyes just yet.... I know I know...some of us cringe to hear the term "self care"...but I think I am starting to clue in on the concept.

I have a little habit that I would label "self care" in the middle of a busy hectic day. I stop whatever busy work I am doing, and even if I am around other folks, I  grab a tube of hand cream and with a dab I massage my hands and nails with the thick fragrant hand cream until my hands glow. I massage the nail beds, and even in between my fingers. I make sure I massage the cream into the back of my hands where some freckles grow.

After two minutes of calmly applying cream to my own hands, taking the time and peaceful state to nourish the skin I use so ambitiously to accomplish my goals, I smile and realize I am happy. I am happy because I took the time to take a short break and take care of myself. I took the time required to value the skin I live in,  to love myself in some small and tangible way...in the same gracious spirit that God loves me.

                                                      Photo by AsliKaplan at Morguefile.com

You may roll your eyes now, or perhaps you just may dare to do the same one day.....in the middle of a really busy frazzled frizzy haired ambitious day. You rummage in your purse and find your favorite hand cream and begin your calming hand massage from thumb to pinky and don't forget the tops of your hands and between the fingers too. Are your hands glowing now?                                            And don't you just feel special ?

Peace,
Carla.



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I Want to Know as Much about Google as it Knows about Me.

Not to be too dramatic...but have ya thought recently about how many pieces of you that Google currently owns...?

If you have a Blogger blog... ....yes that is owned by Google as of 2003.

If you have Google Home" as the home control system in your home.......you have basically given the keys to your entire home life to Google.

If you store your photos in Google Photos.....snap on.

If you do all your daily searches online using Google's search engine.... search on. ( who searches better than Google?) Btw.....do you remember when we DIDN'T get requests to "sign-in" to do a search in a Google search engine? It wasn't that long ago.

If you write and store your documents in Google Docs.......write on.

If you plan to buy a Google Pixel camera phone....again....snap on and chat on.

If you use Google maps....they know where you want to go and how and when you got there.

How many of my electronics use Google's Android Mobile Operating System ? Even if my phone is not a Google Pixel phone...it can still be "controlled and/or monitored" by Google if it has an Android operating system within it. ( some Samsung, Sony and LG phones do)

Google's expansion into our lives is not limited greatly by the general population because most of us simply do not have the knowledge or desire to stop it. We aren't plotting to  "De-Google" our lives. We aren't trying to prevent Google from gathering unlimited data about every single aspect of our lives. We aren't really afraid of Google.....yet. We haven't started forming "Google recovery support groups".

Do we care? Hmmm..... sometimes. Should we care....Hmmm...I still don't know.

Remember that phrase about "Absolute power corrupts.....absolutely"? If Google has as much social and technological power as I feel they do.....what are they doing with that power? Is that power going to be used to bless humanity or simply to profit from it? Will the folks who control Google's corporate future be able to resist the temptation to manipulate humanity?

Maybe Google itself has not yet come into a full "self consciousness"  about the "absolute" power it holds in it's smart little hands. Perhaps Google is an "accidental" power drone? May I still please stay naive? I prefer the peace of ignorance. I really do.

Maybe once we review and add a few more "Googlified platforms" to the list from the beginning of this post...maybe we will start to feel a little woozy..... a little weak in the knees perhaps.

I am little bit more pragmatic. I simply seek equality. 

I want to know as much about Google as it knows about me.

End point.

I know that certain levels of privacy (thanks in part to common courtesy) that we once took for granted, are gone forever ....never to return.

But are there some ways that we just really SHOULD be a wee bit more proactive in keeping some of "who we are and what we do" away from Google's all seeing EYE?

Would it make sense for me to simply start blogging in a non-Google blog hosting service?
Hmmm....maybe I could start using the same blogging site that Seth Godin uses...Typepad.

Would it make sense for me to limit the photos I store in Google Photos ? Maybe.

Should I stop using Google Chrome as my web browser? Am I willing to use a slower browser?

Am I willing to give up my searches in Google to start using Bing ( oh the horror)

Time will tell. But I would encourage you to join me....in my quest to at least attempt to
 balance the data imbalance.....Try to find out a little more about Google. Find out where she hides. Find out what she/he is doing with your data....and where and how it is storing it and selling it.
Find out more about the decision makers at Google forming the strategies for "playing" with all that masterful data we have "sent"or permitted them to freely glean from us and our devices for decades. I want to know. I need to know.... and maybe you do too..


Still peaceful,

Carla.





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