Overspending on Basics?

Sometimes when folks are in a bind.... they keep their low budget shopping very confidential. They think, of course, that they are the only ones who count their nickels when buying their basic needs. 

I am writing this post to remind you that the stores you shop in are GREATLY aware of the discounts and grand totals that you can afford. Stores don´t just market to the rich. Some stores yes, may market only to luxury shoppers, but there is a multitude of stores that are seeking the shopping dollars of those who shop frugally. 

A dollar is a dollar is a dollar. Retailers count dollars, not shoppers. They do not get bonus points for catering to rich clients. They get bonus points for being profitable, no matter who their customers are, they are OUT TO PROTECT THEIR PROFITS, nothing more and nothing less.

So, let me get to the point. I was shopping this week for some simple bath bars of soap. I was feeling like I didn´t want to overspend, so I thought, why don´t I check for a multipack of Ivory soap bars. Did you know I could not find any multi-packs online for Ivory soap at a certain large retailer for under 6 dollars Canadian? I could only find one little cream colored bar of soap (not Ivory) for $2.54. Canadian funds. 

The weight on the package was only 100 grams. I find that rather unusual. So, in my understanding, that particular retailer was taking advantage of the basic need for folks need for simple bars of soap, by refusing to offer a lower cost multipack, even if the brand of the soap was considered a low end brand.

So, friends that is where we may need to jot down some notes. When you begin to notice certain items being ¨controlled¨ in the marketplace with ¨higher than normal¨ pricing, take a few notes. Write down the quantity of what you are seeking ( the weight and/or volume) and the brand and the date you were shopping and what store you were in or what online retailer you were browsing.

The reason I pasted a photo of a jar of Canada Red pasta sauce in this post is for an example of what we can choose when we want to keep the cost of basics low and still get exactly what we need. 

A local retailer sells one jar of 640 ml of Canada Red pasta sauce for $2.77 in Canadian funds. 

In my estimation that is a reasonable price currently for a large jar of pasta sauce that is available within a reasonable distance from my residence.

Sometimes, it is helpful to get some concrete lists going of what you can buy and where for reasonable prices. Make your list easily accessible and stay organized. For example, maybe your local dollar store is a good place to buy table salt. Maybe you find that price to be better than at your local grocery store and you trust the brand that is on the label of table salt at that dollar store. Add that item to your list if you are satisfied with the value. 

Value is something that is often in the eye of the beholder...but there is wisdom in honoring your OWN sense of value and not being swayed by all the propaganda and marketing that modern retailers throw at us.

Honor your wallet and your own decision making skills and carve out a fabulous discipline of buying products that meet YOUR demands for quality and price and brand and availability.

Children do not have an innate understanding of value and money. It is a skill to develop as you mature and independently manage your funds. Writing down lists of items that meet YOUR requirements for quality, price and location is a great idea to help you and your family keep quality items in stock in your home.

That´s all for now. Congratulations on your endeavor to develop personal discipline with your money and overcoming the outside influences that may tempt you to spend more than you want to. 

Peace and productivity,

Carla

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Adapt or Die (Full Episode) | Life Below Zero

Life Below Zero---one of my favorite northern reality shows.

I am always delighted when I am able to catch an episode, old or new of this series.

I respect characters who are proud of their survival skills and the traditions that go along with that mastery.

Some of the characters in this series, such as Sue Aikens, explain to the viewers how they crave the extreme isolation. They love the challenge of it, and the ability to manage their own lives and livelihood in their own style.

I don´t think I have ever actually met someone so extreme and independent as Sue Aikens, but perhaps some of my dutch relatives, past or present might disagree. I was raised by strong dutch work ethic and the strength of character that defines someone who refuses to give up and never gives in, when faced with an obstacle.

Do you enjoy these Life Below Zero episodes? What do you learn from watching them beat the odds?

Do tell,

the comment section is always open to you.

Peace,

Carla

The Ability to Seek and Serve God

Twas thinking again..... I like to do that once in a while.

Was thinking about how it´s hard for some of us in this modern society to be able to seek God. We just don´t necessarily have a frame work in our current society for what that means. What does it mean to seek God? How do I know how?

And so, in prayer today, I was praying for someone. That someone has an incredible capacity to live large, to give their all to a strongly held belief. That person needs the peace of God.

We may be able to do a lot of things in life.....to accomplish great feats of strength and beauty. But what is the hallmark of someone who knows how to connect with God their Maker? What happens to a person externally when other people can sense that person loves God? Is loving God the same as serving Him?

I don´t know much. But I would say, that when I cross paths with someone I suspect of having a close walk with God, I notice that they are usually not very talkative. They have a quiet inner knowing of the world of the Spirit. They don´t seem to feel the need to compete for attention or get awards and trophies for what they have done in this life. They seem to have an air about them which steers us towards the future, a future where God is. They don´t have a pressing need for any particular material item. They have a contentedness in their smile and patience in their tone.

Well friends, not sure what the purpose of this post is, other than to encourage those of you who are stubbornly praying for someone who has yet to yield to God. I want to encourage you not to be discouraged. Don´t give up. Don´t feel like you are wasting your time. Earnest prayer for another human being is never wasted. Prayer is an extremely valuable expenditure of time.

It may be, that when you are praying, you may need to be asking God to give that person on your prayer list, to be given the ability  to seek and serve God. It may not come naturally for some folks. 

Ask God to stir up in that person a love for Jesus. Ask God to reveal Jesus to that person. Ask God to stir up a desire for the Word of God and the ability to understand it. Ask God to lead righteous people into their path. And if you get tired of the burden of prayer, ask God to raise up intercession for that person. You need not bear this burden alone.

Sometimes we do not know how to pray. Sometimes we do not know what it will take before we see a breakthrough in someone´s life. Some folks have thick walls built around many layers of their life. It is only the mystery of God that will unravel that fortress. It is not your responsibility to unravel a person. In fact, it might be perceived as downright nosy to try to ¨figure out¨ how someone is supposed to come to God.

It is not my place to oversee anyone´s journey with or towards God. It is only my duty to pray until I see or sense a breakthrough......a proverbial connection between a human being and his/her Creator. I can not walk in another person´s shoes towards God. But I certainly can bring a person´s name in prayer to God in heaven so that God will move obstacles out of their path to joy and peace and wholeness.

Resist, my friends, the desire to understand all that God is doing in a human being´s life. We do not need to understand all of God´s ways. We rarely do.

 We simply must trust and pray. Pray and persist in prayer until you see and sense the breakthrough. Pray until you sense the peace that only comes when a person has peace with God their Saviour.

Well, my friends, that is all.

Be well and enjoy this beautiful evening, wherever you may be.

Peace,

Carla.

Guess Who Can Solve Inflation?

My Dear Friends,

I say this with complete humility. I say with all gentleness and kindness. I say this with an understanding of how business works.

If you own a business, you have the power to stop inflation. But But But....you may say, I only control a very small tiny part of the market. But yes, you can exercise restraint when and how you raise prices in that tiny but VERY IMPORTANT corner of your world.

If everyone lives with an unrelenting competitive spirit and raises prices as high as the market will bear, we will never stop the run-away train of inflation. Greed does not have any morals. Greed will steal food from a child. Greed will steal homes from the elderly. Greed will not have mercy.

If you are blessed to have a position of authority in your company, you can make a modest choice the next time you need to decide upon your next price increase. I am not suggesting that you run your company into a deficit. I would still encourage you to always protect the profitability of your business and the success of your workforce. 

 I am merely suggesting that just because people might be willing to pay ANY price you charge for your product or services, doesn't mean you SHOULD charge  the HIGHEST possible price.

Consider charging a reasonable price. Consider charging a price that you know a struggling single mother could afford. Consider charging a price that your elderly disabled grandparent could afford. Consider a price that would help in a very small way, for that grandparent to be able to afford to stay in his home instead of having to live in a retirement home.

Consider charging a price that will let you sleep at night, knowing that you are not gouging your neighbor.

Consider charging a price that you know pleases your God.

And no, you might not win a Nobel peace prize.  You may think that no one will notice your restraint and compassion in your pricing strategy. But know that these things, although often very quiet and seemingly invisible, are very much noticed. Your competitors will notice and your customers will notice. You will have slowed down that freight train. It is not longer a run-away train. It has become a slow moving tourist train with happy passengers.

Peace,

Carla

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Let the Flora Flourish

Let the flora flourish in your life.

This time of year, especially in Ontario,Canada.... folks get yearning for the warm and sunny summer days and they try to think of anything that will remind them of the best summer days.

Consider growing or rooting some brightly colored plants around your home.  You may need to buy a cheap grow light to help get your cuttings some vital lighting. There is nothing more beautiful and welcoming than some houseplants bursting with color and vibrancy. You don't need to spend a lot of money to bring a little plant life into your home. Try to use pots with drainage, healthy potting soil and a plastic or clay guard to protect your table top from any excess water that escapes the pots.

What do you do in the winter to keep your spirits up?

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Carrying A Tiny Home on Minimum Wage in Canada

Photo by Hama Haki on Unsplash

If the politicians are listening....this is my wish for my country.

Canada, specifically Ontario, which is my province in Canada, has had BIG raises to it´s minimum wages over the past several years.

The current minimum wage in Ontario for an adult is 

$16.55 per hour.

Based on a 40 hour work week that would bring in $662 gross income per week before taxes and other deductions are taken off. Based on a 4 week month, that would total $2648 per month gross income.

If the politicians and social service networks want to make Ontario a livable region for all income levels in the coming years, then they need to address the viability of tiny homes. Tiny homes are the only possibility to relieve the severe financial stress that many low income folks are experiencing just from trying to keep a roof over their heads. 

Ontario has a large portion of students and single people who simply want to have an affordable housing option that is safe and does not require them to get into debt. Tiny homes are a way out of the current housing mess in Ontario.

I have spoken to a lady who is spending 2 thirds of her income just paying for her mortgage and that does not include her car payment and other household expenses. This kind of nightmare is not unusual in today´s Ontario. Although there have been significant raises in wages for certain segments of the population, much of these raises still do not equal the rise in the costs of living for the average Ontario resident.

The biggest hurdles for tiny home developers is the zoning and construction laws. Municipalities must be willing to host tiny home villages, that have significantly different property taxes embedded into their ¨formula¨. I believe that we would not have the same ¨BRAIN DRAIN¨ in Canada if we successfully built up viable tiny home villages. Folks still love our schools and employment opportunities. It is the cost of living that is chasing folks out of our country while we have spent thousands of dollars educating them, only to lose them to countries with lower costs of living.

We can not reasonably expect folks to stay in our beautiful country if the math does not add up.

Yes, we have a high standard of living compared to third world countries, but the average income is finding it hard to maintain that standard and still save for retirement and emergency cash reserves.

Middle income Canadians are forgetting about vacations because their incomes are consumed by the plethora of costs just for basic needs.

We need to foster a ¨tiny home positive¨ atmosphere into Ontario´s building codes. Property taxes and building codes MUST become FRIENDLY to the Tiny Home Movement. The ideal tiny home owner´s dream would be to be able to successfully own a tiny home on a full time minimum wage job. Do we have the political will to get this done? Are we going to make life more reasonable for the entry level working men and women in our country? New Canadians are not asking for mansions on entry level wages. They are asking for the ends to meet. They are asking for life without the assumption of debt.

I believe that tiny homes are the answer to this riddle. Do you agree?

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How to Make Money from a Public Park

Ok, everybody wants to learn how make more money. Enter the phenomenon of the public park.

What folks don´t realize that the City and provincial planners who design public parks have already done a lot of the leg work that commercial real estate enterpreneurs invest in. 

Regional planners want public parks in places that are beautiful and convenient and easy for humans to access. Therefore it is a logical step for an entrepreneur to take advantage of these same attributes.

What do many consumers hate about public parks? The high parking fees! Therefore if you have property near a public park that you can monetize into temporary or event based parking spaces, you have yourself a new cash cow. Folks who take advantage of the high traffic of special events that occur in public parks are the smart money makers. They see what tired travellers want. Cheap parking and good quick food that they can gobble on their way in or out of their favourite concert or event venue.

Maybe you know someone who has a Hot dog cart but doesn´t know where to place it? Hot dog carts or ice cream trucks or french fry trucks are prime examples of businesses that should take advantage of popular tourist attractions, such as public parks.

Popular concerts and music festivals are often hosted within public parks and by lakesides. Instead of paying heavy rental fees for participating in the festival itself, consider seeking out small places where you can set a fast food cart of truck near the festival, but not ON the festival grounds. That way your fast food business will have access to the festival traffic without the high cost of renting a festival tent or booth.

Well, that´s all the juicy money nuggets I have for you today. Stay tuned for more.....

Peaceful productivity,

Carla

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When A Leader has Lost His Authority

I had noticed..... the words were similar, similar to what I had heard from the same pastor years ago....and yet something was different.

Years ago, when I would listen to a certain preacher, I would be rapt with attention. I would take note of the principles he was teaching and chew on them mentally and spiritually for days....weeks ...months, even years.

A few months ago, I heard that same preacher preach and the words lacked any kind of sense of authority. I was a tad bewildered. What had changed? Was it me? Probably....Was it the preacher? Maybe....maybe not. Maybe my spiritual journey was different now than it was years ago. I suppose I had to give myself permission to change and grow.

As in Ecclesiates chapter 3..... there really is a time and season for all things that God encourages. Perhaps this too was occurring in my spiritual walk for a purpose.

I suppose there is a rosy phase we go through when we think that nothing a preacher can do could possibly be less than angelic....until we come to grips with the fact that we are living in an imperfect world. While we may experience ¨heaven on earth¨ when we sense God´s presence.....we need to be grounded enough not to fall when we don´t feel so quite so comfy, cozy and sweet. 

When we feel that we are no longer being fed adequately by a certain church leader, it is up to us to ask God to lead us to the spiritual meat that we are meant to consume... And yes, that always leads to the bible.

Sorry to be so boring about this...but it needs to be said. You want to be strong in your christian walk? You want to learn to stand on your proverbial feet? You need to dig into the bible in whatever format you are able to consume it....visually or through audio formats. It isn´t just a one time snack....a hobby you pursue once in a blue moon.  For Believers, the bible is a lifetime dancing resource, that may become  a part of the fabric of one´s life. In season and out of season, the word of God stands alone. He does not ask for our approval. He simply is.

It is non-negotiable. So, instead of playing favorites finding a trendy pastor or preacher of the day, become a cheerleader of the One who wrote the book, God Himself. Follow God with your heart, with whatever means you can and are able to.

You don´t need to fall apart if your pastor misses the mark in his/her sunday sermon. You don´t need to start skipping church the because some sermons have lost their zing. 

You can stand and pray. Pray for your pastor or pastors, whomever they are..... male or female. Pray for the anointing of the Holy Spirit to rest upon them. Pray for their access to God´s Word, for their minds to be opened to the holy bible.

You can take your favorite hard copy of the bible to church with you, no matter if they have bibles on a back table or not, or even in the pews. The presence of a bible in your hand says something in the spiritual realm. I have seen it. People tread differently in your presence when you have a bible in your hand.

Learn to trust God´s Spirit. Ask Him for His leadership. Proverbs 3:6 says ¨in all your ways acknowledge Him and He will make your paths straight¨.

Brothers and sisters, we are human, and sometimes we put preachers and pastors on impossible pedestals. We think that they can do no wrong. But our faith is in our Heavenly Father who sent his Son Jesus to redeem us and feed us and lead us by His Spirit. We are strong in God and sometimes we need to 

abide in prayer for our leaders. Perhaps I shouldn´t say ¨sometimes¨. Perhaps we should ALWAYS be in prayer for our leaders. Pray for their health and wealth and character. Pray for their spouse and for their children. Plead the blood of Jesus over their family and their investments. Pray that their incomes will be secure. Pray for their safety and peace of mind. Pray for protection upon them from the wolves.

And when you sense that things are not quite as anointed as they used to be....try not to point fingers....but do... dig deeper into God, deeper into His Word, and stand strong. Stand strong by kneeling regular. Strength is born in confident humility. We walk under God´s command, not our own. As much as  I love democracy...(and voting day is always a happy privilege)...I realize that there is no democracy in heaven. God rules....and His authority has no end.

Well, that´s all for today, friends. May your spirit be blessed this friday, as we approach the weekend. May your hearts be secure in the love of your Heavenly father. May your minds be secure in the foundations God has built into your life.

Peace,

Carla.

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As This Year Gets Ready to Flip to the Next

Friends Around the World,

It´s me Carla. It is New Years Eve....not quite the evening yet, but still the afternoon and  I want to take a minute and write y´all a note.

I just want to say that I am grateful for each one of you. I thank you for your support this year :) I thank you for your views, your clicking on the links, your sharing my blog posts on your social media and your comments. They have really been a blessing! Thank you so very much from my heart!

I also want to say this. I have a wish for you in this coming year.

Let me write it here...

My readers and viewers, I pray that you will find an open door this new year in 2024. I pray that you will have the strength and courage to open this new door. I pray that when you open this new door, that you will find the knowledge to succeed with what you find behind that new door. I pray that the new knowledge you have been seeking will open itself to you and no longer remain a mystery. I pray that you will use this knowledge for your own good and others around the world. I pray that you will know patience in the timing of your steps, without waiting too long to step into the unknown. 

 I pray that your success will be noticed and that your prosperity will begin to solidify...if it has thus far been elusive. 

I pray that good people will take the time to pray for you and for your family, and that you will see progress in your life and in your family´s life in 2024. When these things, these movements....begin to occur in this new year of 2024, I pray that you will give God the glory and thank Him. I pray that you will smile and know God´s smile.

And finally, I pray that you will have peace knowing that God is not competitive, but gentle and kind.

in Jesus´s name.

amen.

Carla

Gourd Curry by Grandma and Daughter | Village Life

I don´t know what it is about this channel...these videos of a hardworking grandma and her daughter in a village somewhere.....simply making food.

Perhaps it is the sanctity of the ritual of prepping a meal with a loved one. That sense of safety, of good will and the desire to feed your family and guests well.

Watch the way the grandma sits washing each vegetable thoroughly before calmly slicing and dicing each one to the right size. The garlic is washed and sliced and then mashed into a paste with an old fashioned mortar and pestle. Lovely.

Sometimes, we in north america look too much at recipies, at fancy notions of gourmet meals, when the answer lies in humility.....

The answer sometimes lies in being content to do that which is simple and repetitive until it yields a tasty result.

I am sure this grandma has prepared this kind of meal a hundred or perhaps thousands of times. She never rushes and never endangers herself with the sharp utensils. Both the grandma and the daughter work peacefully and silently together.

The result? A healthy beautiful hand made home cooked meal, bursting with flavour and fresh natural foods.

I just must say ¨Hallelujah¨ for mothers and grandmothers such as these who show us ladies the way...how to provide, prepare and above....to be patient in the process.

Peace,

Carla