Showing posts with label self education. Show all posts
Showing posts with label self education. Show all posts

Wednesday, January 24, 2018

Thought Life....book life

One can not talk anything meaningful about one's thought life without discussing their
book life.

What is a book life? Well, the books you surround yourself with have lives of their own.

I am not even speaking about the book that you are currently immersed in . I am speaking even of the books that sit idly on your night stand or dusty piano, or atop on ole book shelf. I am talking about the text books from the college you dropped out of, that you keep in storage in the attic. Their words still speak. The fact that you haven't disposed of these books, is a testament in and of itself.
Your recycling bin has been seeking to recycle your books, but you have resisted. You have hung onto certain books because they were markers in shifts in your thinking, in your thought life, in your formal education or in your  self led self taught "home" school.

Your books have been markers of your paths of discovery. They reflect that journey to maturity...or painfully show us how far we still have to go....

I think it was Napoleon Hill, who stated that "thoughts are things".



Therefore when we surround ourselves with certain books, we are surrounding ourselves with many millions of "things" belonging to the authors of those books. Their words fill our minds, our space, our ideals. We argue with their thoughts, we discuss and dismiss or else contradict completely what we read. But we always respond to whatever we read. It is merely human nature.

 I have always resented it when someone tried to tell me what I should and shouldn't read....It felt so controlling and intrusive. I have also resented it when electronic book readers try to shove their way into my consciousness. Blogs I have embraced. Twitter too.....but reading the books I am passionate about, I want to hold in my grubby hands myself....in paper format. They may be printed on the cheapest newsprint, or the crispest leather bound hard cover, or they may be pages I've printed off and stapled together in an attempt to produce a "real" book. But it must be old school. It is a book.

 I want to bend the corners back on the pages I visit often. I want to scribble in the margins. I want to Tweet some of their quotable quotes. I continue to become delighted to uncover how great an ocean of knowledge is awaiting me in the land of books. This land beckons me still.

What mankind writes about is a reflection of what it finds important or profitable to repeat.

Soon it will be spring time in this beautiful land of Canada....and with it will come the inevitable urge to purge. Muted books will stumble into my hands and leap toward the recycling bin with reckless abandon. But I must resist. I will attempt to keep at least one book from each of my fave influential authors. Many of their thoughts I have already committed to memory. But I must keep a momento of their position of power in my life. The authors have earned a trophy. That trophy is a space on my book case.

in peace,

Carla.

Wednesday, July 26, 2017

Which Financial Tool is Most Important for Success?

Let's discuss this calmly shall we?

Which financial Tool is THE most important for your financial success?

Is is tithing? ( giving 10% of your income to church or charity)

Is it saving? (taking a preset portion of your income and hiding it away where you won't use it for other purposes other than savings and/or investing for the purpose of securing a future income streams)

Is it investing?(And no, investing is not necessarily the same as saving....but the two are very much connected)

It is reducing your personal COST of LIVING? ( mastering how to lower your monthly bills such as housing, utilities, insurance and food costs )

Is it paying off and down all debt? ( for this illustration I am lumping together all kinds of debt....both mortgage debt as well as consumer debt)

Is it putting aside funds for your own, your spouse's and your children's education?

Is it about "Asset Allocation" .....( deciding precisely where and what investment product you put your money into)

Is is about having sufficient funds set aside separately just for emergencies?

Is it about saving cash to finance a prepaid vacation, so that you won't be tempted to use debt to pay for a vacation?

Is it about delaying the purchase of a home and renting for more years so that you may build up a greater nest egg?

Is it about refusing to finance a car by saving up and paying cash for a second hand modest vehicle?

It is about learning to live without credit cards?

Is it about learning to live without the trendy "stuff" that your friends and neighbors seem to say are "sooooo important for appearances"?

Is is about being aggressive in business opportunities/investment opportunities when we find them?

Do we work hard to make our money work hard?

How much risk is reasonable?

Have your given someone else control over your finances? How trustworthy is that person or organization? Can that person or organization be trusted to protect your best interests?

Are we investing in ways that limit and/or reduce our taxes?

Have we done a will to protect our assets for future generations after our passing?

Are we reading something daily/weekly/monthly which will add to our personal arsenal of accurate financial information?

Are we getting to know people who have succeeded financially and humbling ourselves to learn and listen from their example?

Are we reading books or listening to audio books regularly written/recorded by those who are well respected in the arena of personal finance and/or investing?

When we  come up with "unknowns" do we write down our questions and seek out the answers? Or are we content to live in ignorance because we have become comfortable with living passively?

Are we teachable......or do we live as if we have "arrived" and no longer need to learn more about personal finance?

Or is it all of the above? Who is going to lead us into wisdom in these arenas of life?

It is possible to get God's wisdom, as He gives wisdom to those who ask it of Him, according to the scriptures "who giveth to all men liberally".

May God's Spirit use these questions to stir up some good and important discussions in your home and family.

The more you talk and read about personal finance, the more questions you may have. But don't get overwhelmed.... Don't get discouraged. Becoming educated about personal finance is a journey......not a one stop destination.It is going to bear great rewards for you and for your future descendants who may, depending upon your choices, be able to learn simply by following your excellent example.

Peace,
C.