How Do You Look At Equities?

Just curious....how do you look at investing in equities?

Folks say all kinds of interesting comments when you bring up the subject of investing or saving.....Here are a few unique comments...perhaps you have heard some of them?

"Oh Vey! the Stock market is like gambling....too risky....btw...where is the nearest convenience store because I forgot to buy my lottery tickets ..."

"I prefer to invest in funds that carry a large diversified basket of equities so that I can sleep at night knowing that I am not betting all my eggs on one chicken"

"Investing is for men....so I'll just leave that stuff for the hubby to take care of...."

"Equities only represent perceived value....so I'd rather put my money into solid things that I can hold in my hands.....like gold bullion or real estate."

"I don't understand the tax system, so I'd rather not use banks, and just hide my money in my sock drawer.....the same way Uncle Buck did back in his day..."

"Reading about investing is boring....I don't want to read anything nonfiction....because it just reminds me of school."

"I don't invest in anything because I feel like the world is going to hell, so I might as well just spend everything that I earn and enjoy every day as if it is my last"

"I might be dead by the time I reach retirement age, so I don't think I will save anything for retirement".

"Those investment professionals that handle my retirement account surely know what they are doing....at least they seem to...based on their fancy logo, luxurious office building and those glossy pamphlets they send to me once in a while. Surely they won't squander my wealth with they? Btw...what does -8% mean in average return?"

"I cancelled my life insurance policy because I believe that Jesus is coming back very soon, so I know that my family and I won't need those funds in the near future..."


Ok, enough sample comments for now. But perhaps you have heard or spoken some similar sentiments at one point in your life. Money brings out the crucial issues of life and many folks just prefer  a polite silence when it comes to all things financial. Being too excessively secretive inhibits frank discussion and squelches learning. Remember that bible verse about "iron sharpens iron" ? We sharpen each other's ideas when we are ready and willing to speak and listen to one another. We speak together, we listen together, we learn together....and finally yes, we grow together.
Yes, be careful who you speak to and who you listen to....but don't give up on the positive influence of good healthy discussion and frank conversation.

Public and college libraries and book stores are well supplied with many volumes of books that can help us all boost our financial acumen, not to mention the over abundance of learning tools available in the cloud.

I hope you find that the abundance of available information isn't overwhelming. Feel empowered.

Be curious. Find your answers....


Peace,
Carla.




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Thought Life....book life

One can not talk anything meaningful about one's thought life without discussing their
book life.

What is a book life? Well, the books you surround yourself with have lives of their own.

I am not even speaking about the book that you are currently immersed in . I am speaking even of the books that sit idly on your night stand or dusty piano, or atop on ole book shelf. I am talking about the text books from the college you dropped out of, that you keep in storage in the attic. Their words still speak. The fact that you haven't disposed of these books, is a testament in and of itself.
Your recycling bin has been seeking to recycle your books, but you have resisted. You have hung onto certain books because they were markers in shifts in your thinking, in your thought life, in your formal education or in your  self led self taught "home" school.

Your books have been markers of your paths of discovery. They reflect that journey to maturity...or painfully show us how far we still have to go....

I think it was Napoleon Hill, who stated that "thoughts are things".

Therefore when we surround ourselves with certain books, we are surrounding ourselves with many millions of "things" belonging to the authors of those books. Their words fill our minds, our space, our ideals. We argue with their thoughts, we discuss and dismiss or else contradict completely what we read. But we always respond to whatever we read. It is merely human nature.

 I have always resented it when someone tried to tell me what I should and shouldn't read....It felt so controlling and intrusive. I have also resented it when electronic book readers try to shove their way into my consciousness. Blogs I have embraced. Twitter too.....but reading the books I am passionate about, I want to hold in my grubby hands myself....in paper format. They may be printed on the cheapest newsprint, or the crispest leather bound hard cover, or they may be pages I've printed off and stapled together in an attempt to produce a "real" book. But it must be old school. It is a book.

 I want to bend the corners back on the pages I visit often. I want to scribble in the margins. I want to Tweet some of their quotable quotes. I continue to become delighted to uncover how great an ocean of knowledge is awaiting me in the land of books. This land beckons me still.

What mankind writes about is a reflection of what it finds important or profitable to repeat.

Soon it will be spring time in this beautiful land of Canada....and with it will come the inevitable urge to purge. Muted books will stumble into my hands and leap toward the recycling bin with reckless abandon. But I must resist. I will attempt to keep at least one book from each of my fave influential authors. Many of their thoughts I have already committed to memory. But I must keep a momento of their position of power in my life. The authors have earned a trophy. That trophy is a space on my book case.

in peace,

Carla.

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God can be trusted with Your Intelligence

It has not done Christianity a favor when folks affiliated with the christian church in North America have consciously or unconsciously advocated a lifestyle devoid of knowledge, calm peaceful decision making, and intelligence.

God has created us with a hunger for knowledge and wisdom. I don't know where some church people got the idea that God prefers those who live blindly by faith over those who think and ponder things over first before they make a decision about something in their lives.

God is not in a hurry. He is a God of Wisdom and Good Counsel.

Those who are encouraging you to rush into making a decision are usually trying to steal something from you...whether that be the control of your life and family or your wallet.

Be peaceful this sunday, my friends and colleagues. God is pleased with the knowledge that you have made an effort to learn. Don't let anyone bully your intellectually from within the church or outside of the church. And if a pastor or teacher trys to tell you something that doesn't pass the "thinking and pondering" test of a few good days, then bring it in prayer to your Heavenly Father in Heaven. He has the final say.....not your pastor.

It used to really upset me when I realized that pastors and preachers were human and actually made mistakes and errors in judgment. To admit that fact, just  made me feel like I had no floor beneath my feet.
But now I have Christ Jesus and His Word as my firm foundation......so that no matter what mankind or my circumstances dictate I can rest peacefully knowing His Word is my guide and that God is on the throne.

When you have the grace to go to a church service, please don't check your intellect at the door. Bring it with you and sift the words that are being spoken to you from the pulpit. Test them against your own wisdom and the words of Holy Scripture and retain only those things and teachings that pass through those two good filters.

God is all about wisdom. The book of Proverbs, which is located after Psalms in the bible, has a chapter fully dedicated to the search for wisdom. 
The New King James Version says it nicely in Proverbs 2:6,7a
For the Lord gives wisdom;
From His mouth come knowledge and understanding;7 He stores up sound wisdom for the upright;


Therefore from these words we come to affirm that God is firmly in favor of knowledge and wisdom, not a flaky emotion based decision making process.
Be rightly proud of the knowledge that you have gained.....and may God bless you with even more knowledge to add to the grand collection you already have.

Peace and security.
Carla



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