Tuesday, April 17, 2018

J'ai besoin de ton Avis

I finally found out what that means....it was a phrase that has been kicking around in my soul for months...on the wisp of the wind in French no less..... I have a very simple functionality in the French language, and so sometimes I will think in French. And so it was this phrase that has been circling my mind for the past few months....


"J'ai besoin de ton Avis".


And now today I finally realized what it means:


 "I need your opinion".


One of my pastors  ( yes...I need more than one...) has a wonderful habit of bringing the "Christian" life down to our earthly level so that we mere plain vanilla church attenders can actually fathom what it means to try to be a Christian in our real daily dusty lives.


He has a habit of not painting things in black and white, but rather a million different splendiferous colors, not assuming anything about people's basic goodness or the lack thereof, never show boating the success of his ministry and doing what he can to enable our ability to serve God here and now in our community. To say his ministry is refreshing would be an epic understatement.


And so, in some mystical fashion, I hear the cry of my own heart and those of other Christians around me crying out to God ...and the plea is simply this....this simple quiet prayer in the dark sent up to heaven..... "I need your opinion".


God, I need your opinion....desperately....urgently, kindly and persistently. Please listen to me God, I need to know that you are hearing me, hearing my heart, hearing my life...
thank you God for listening. Phewph! I feel that you are listening now. I feel that you can hear me now. Thank you for loving me. For loving us, this 'thing' they call the Body of Christ, with all it's
frenetic and occasionally peaceful motion. You love us. You hear us. Amen.




C.








Saturday, April 14, 2018

How Do You Look At Equities?

Just curious....how do you look at investing in equities?

Folks say all kinds of interesting comments when you bring up the subject of investing or saving.....Here are a few unique comments...perhaps you have heard some of them?

"Oh Vey! the Stock market is like gambling....too risky....btw...where is the nearest convenience store because I forgot to buy my lottery tickets ..."

"I prefer to invest in funds that carry a large diversified basket of equities so that I can sleep at night knowing that I am not betting all my eggs on one chicken"

"Investing is for men....so I'll just leave that stuff for the hubby to take care of...."

"Equities only represent perceived value....so I'd rather put my money into solid things that I can hold in my hands.....like gold bullion or real estate."

"I don't understand the tax system, so I'd rather not use banks, and just hide my money in my sock drawer.....the same way Uncle Buck did back in his day..."

"Reading about investing is boring....I don't want to read anything nonfiction....because it just reminds me of school."

"I don't invest in anything because I feel like the world is going to hell, so I might as well just spend everything that I earn and enjoy every day as if it is my last"

"I might be dead by the time I reach retirement age, so I don't think I will save anything for retirement".

"Those investment professionals that handle my retirement account surely know what they are doing....at least they seem to...based on their fancy logo, luxurious office building and those glossy pamphlets they send to me once in a while. Surely they won't squander my wealth with they? Btw...what does -8% mean in average return?"

"I cancelled my life insurance policy because I believe that Jesus is coming back very soon, so I know that my family and I won't need those funds in the near future..."


Ok, enough sample comments for now. But perhaps you have heard or spoken some similar sentiments at one point in your life. Money brings out the crucial issues of life and many folks just prefer  a polite silence when it comes to all things financial. Being too excessively secretive inhibits frank discussion and squelches learning. Remember that bible verse about "iron sharpens iron" ? We sharpen each other's ideas when we are ready and willing to speak and listen to one another. We speak together, we listen together, we learn together....and finally yes, we grow together.
Yes, be careful who you speak to and who you listen to....but don't give up on the positive influence of good healthy discussion and frank conversation.

Public and college libraries and book stores are well supplied with many volumes of books that can help us all boost our financial acumen, not to mention the over abundance of learning tools available in the cloud.

I hope you find that the abundance of available information isn't overwhelming. Feel empowered.

Be curious. Find your answers....


Peace,
Carla.




Wednesday, April 11, 2018

Stay Focused with this kind of Instrumental track....

When you are trying to concentrate it can be REALLY helpful to have background music that has no one singing or even talking in it.... Therefore I really do recommend the above background instrumental music. A powerful restful background track for a busy life.

Peace,

Carla.