Economic Freedom ?

I have been reading some lovely tomes...plucked from the silent shelves of my local college library.
(btw...yes, just for being a resident I have free usage of their library.....even without being a student there ....yay me)

I have been pondering a statement that I read in
 "Crash Proof- How to Profit from the Coming Economic Collapse" written by Peter D. Schiff and published in 2007.
Page 177....the second paragraph and part of the third paragraph....permit me to quote it verbatim:

"Pundits will argue that China's economic viability is limited because it is not a democracy. I say the opposite is true, that it is precisely because it is not a democracy that China will likely be successful.
   What is of vital importance for economic success is economic freedom, meaning the protection of private property, the rule of law, and minimal regulation and taxation, not the right to vote."


How does that statement make you feel? Do you wholeheartedly agree? Do you find his statement to be offensive or tantamount to treason?

As for me I find his viewpoint to be refreshing and thought provoking...because sometimes in the West, we get blinded by our love for democracy, and don't give proper credit to the "other stuff" that is required to be built and maintained in a country's DNA in order for us all to restore and enjoy lengthy seasons of prosperity.

I would be most interested in what you my readers, think or feel about Peter's comments on economic freedom. Please do feel that your voice is most welcome here. I look forward to reading and/or publishing your comments.

Peace,
Carla.





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Very Literate....still not reading...is this you?

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I promise not to get snarky. But on the other hand...sometimes it's the ones who aren't afraid to be jarring....that get the proper attention.

Let me just spit it out. My beloved country of Canada has spent billions and billions of dollars and millions of man hours and decades of effort to establish and maintain our publicly funded educational system. 

We, as in most of us Canadians are, .... a  very literate nation.

We know how to read. We can count really fast. We know how to print/write/type words to express ourselves  quite clearly.

But what is it....this vague feeling that brings me despair....it makes me queasy....I feel uneasy.

I feel like Canada has built up a massive infrastructure to accommodate a brilliant and well educated populace....but bam......so few of us are taking good advantage of it.

Canadians, once they start their work careers are not inhabiting the lively campuses of our colleges and universities. We are not engaged in ardent discussion about issues of the day, inventions or scientific or philosophical principles.

Once folks start a career they seem to allow themselves to be lulled by a smoky prosperity into passivity and a certain destiny malaise. They feel like it is too late to really become a mover or a shaker. Then ooops...we conveniently forget how to learn! We forget how much we used to love learning and discussing and upsetting the status quo. We cease to revel in the refreshment we used to feel when we pioneered a new way of thinking.. speaking or being.

We become obsessed with creature comforts....more channels, trendy throw pillows and the best Keurig. We think the world will fall apart if we don't take the right vitamins or eat organic lettuce. We join the best gym.

We content ourselves with making a stylish living....and surround ourselves with a million ways to calm and entertain us.

Canadians are reading.....social media posts and little else.

Popular Literacy is not the same as real literacy.... which empowers us to ask great questions, get creative and invent new thoughts. Do we read/write anything of substance? Do we treasure those who write well? Who challenge our mindsets?
Do we revere those who get us to think in new and creative ways? Do we value those who invent new ways to make a living or creations that inspire?
Do you have a favorite author? We have forgotten the beauty of a well timed written opinion supported by diligent research.....because that would just take too much time.

 We seek entertainment.... but not anything factual please! 

We are single-handedly responsible for killing the newspaper industry in our beloved Country.
(yes, "Cry the Beloved Country".....Cry!)

Sorry techy humanoids, but Online newspapers have not adequately filled the gap.Too much click bait....not enough quality content. Most Online mag or newspaper subscriptions pale in comparison to what we used to read in person, hands on....in black and white.

Let's be frank. Social media has replaced real news media. 

Who cares about fact checking when we have really cool Emoji's?

Few of the humans I see and interact with on a daily basis are even remotely engaged in learning anything other than social niceties.

( I honestly apologize that I don't yet have the statistics to back up this unease....as the feeling is very strong and disquieting.)

I see folks all over my city lining up patiently for lottery tickets,buying smokes, and booze. I see them lining up for hours to go see a movie or a rock/pop concert. I see them wandering the malls. I see them walking their pure bred dogs with religious regularity. I see them shopping for cars and waiting nervously at the bank to apply for yet another credit card or figuring out how to finance another new SUV or Cuban vacation.

I am stumped. The bookstores in my town are gorgeous.... full to the brim with all manner of intelligent inventions and discussions. But it is the Starbucks attached to the book store that has the longest lines and most fervent following. Craft breweries draw their faithful drones. The college library is open to the public....but inhabited mostly by furtive young students studying for exams. Mainstream folks are not present by and large in our institutions of higher learning. Why have we excluded ourselves??? 

No really, I do actually want to know. I want to know how to integrate the general public into lifelong learning and perpetual intellectual discovery. I want the mind of my city to stay relevant .....to be alive and fruitful and creative and to design new and imaginative things.

Churches are filled with social engineering.... no quiet study of doctrine or church history.

Church has become a BBQ or a Tea party with those who think they've arrived. We care more about the cushiness of the pews we sit on, than what is being taught from the pulpit. We care more about the

fashion statement of the pastor's wife than the scripture verses being quoted by the speaker. We don't take what he says seriously anyway. If he's wrong....well then really......so what? We don't know the bible well enough any more to even detect if the verses are being misquoted. Our passivity and naivete have made us ripe for false teaching..

Ok ok......Let's rest from that train of thought.

In conclusion, (because I know we both really can't stand much more of this written conversation)....yes I admit it is a tad screamy.  I just want to say this. If my country stops reading and writing....and stops valuing those who do......we will become ( or perhaps have already become) a nation of hoodlums and scamps.

 We will hate the truth. We will hate kindness because it takes too long. We will hate thoughtful discussion because it isn't fun enough...or because alcohol is not served when we sit down to talk... We won't give credit where credit is due because the proper credit won't fit into our social media post's character maximum.

We will still be generous....but only with snarky comments and highly emotional critiques of how we hate each other's style. We will have urgent and vehemently strong opinions about all those things that.....really don't matter.

And to finally finish this blog post with a resolute thud....we will hate anyone who will tell us that we are missing the boat.....that the boat is floating away....to distant lands where words are still revered as powerful and minds are being carefully nurtured to think, create and imagine.

Is it too late? I do not know. But for now...the boat is still within the boundaries of our harbor....Perhaps we can convince it to stay..... with words.

Peace,

C.

Before You Become Self Employed

If any of you have read or listened to the teachings of Robert Kiyosaki, you will surely agree that he is a huge proponent of self employment. He declares that owning your own business is key in gaining wealth.

But today I just want to bring a few balancing thoughts to the table....before you quit your day job in a frantic rush to become self employed.

Self employed people require a certain skill set that not everyone has....and not everyone even wants the skill set that many successful self employed people retain.

What are some of these skills?

1/ The willingness and capacity to work extremely long hours without the guarantee of adequate compensation for your time.

2/ A personal life that allows for huge chunks of time dedicated to said "self employment".

3/ Many self employed people begin their self employed season of life with little to no financial safety cushion. It might become a nerve shattering, bone jarring, leap of faith into a world of risk. Are you ok with not knowing when you will receive your next paycheque? Or do you have other arrangements in place to pay the bills until your business can afford to pay you. Note... that self employment does not necessitate this kind of unpreparedness, but sometimes it does. If you are uncomfortable taking risks....think twice about self employment. Are you willing to bet 100% on yourself and your personal capacity to produce a good income for yourself and your dependents?If not....then stick with your day job until you are really really ready.

4/ Managing your own business requires an extremely high level of financial discipline. Are you good with money? Without the strictest of financial habits, your business will not be viable, and if, by some chance it becomes viable, it may not retain it's viability for more than 6 months. Will your business utilize leverage to bring it to the next level? How long could your business thrive if your account receivables were delayed payment by 60 -90 days? What would happen to your business if one of your main client accounts went bankrupt?  Businesses are connected to other entities and what affects those entities can deeply affect the success and longevity of your business.

5/ How good are you at saying no? Do you have the ability to focus 100% on your business? Focused people can sometimes be perceived as self centered or arrogant because they only have eyes for what concerns their business. But you must acknowledge that it is usually these special humans who can be singularly minded and goal orientated that accomplish great things. Focus requires a very high price to be paid in your entire lifestyle. There must be no compromise. All in. No turning back.
Are you willing to reject certain social expectations/ events to pursue your self employment goals? Do you have the character to graciously decline participating in groups or events that do not further your self employment goals? Can you handle it when people gossip about your stand-off-ish-ness and resent your total focus?

6/ Networking. If you are good at networking, you will be many hundreds of steps ahead of your competitors and can use referrals to your advantage in many departments of your self employed life.
You can be a brilliant inventor and creator, but if you can't connect with other good and ambitious folks, your hard work may never get noticed. Being self employed is not about becoming anti-social, but rather learning how to use social situations to further your goals.

7/ Self employment provides a certain kind of freedom that some folks relish. But at the same time, it requires that one is able to assess their own weak points in terms of what is required to make/keep their company successful. Do you know what your weak points are? Are you willing to learn from experts to compensate for these weak areas? Are you willing to read books, magazines, newspapers,websites etc and contact experts/professionals when you face questions that you are unable to resolve ? Are you willing to listen to audio books that build your knowledge base? Are you willing to attend seminars or three day events to build mastery in your chosen field?
Do you have the humility to work with or hire those who know more than you do? Where does continuing education fit in with your business plan? Even if you never utilize formal educational institutions, you must be always teachable....always willing to learn. Self led learning is key to continuing your learning trajectory. Pick good mentors who can help propel you forward.

8/ How high are your accounting/bookkeeping skills? Do you need to hire reliable help? Keeping accurate books is key, as well as having timely financial reports so that you can make appropriate spending/saving/investing decisions for your company.

9/ Each business has it's own pace....it's own hum. Are you good at sensing when it's time to
rush and conquer new territory or when it's time for a short break? Do you have enough
financial wiggle room to finance your operations if you or your dependents catch an illness/ injury?
Pace yourself....but always move forward.

10/ Do you have a legal team that you can utilize to protect yourself, your family and your employees from liability? Does your business have the right structure? What kind of insurances do you need and when?

11/ My last point is this. Do you know what your exit strategy is? Do you want to build the company to a certain size and then sell it? Or is your company more of a "pop up shop" that will thrive for a short time before being shut down so you can pursue something else. There is no right or wrong answer in terms of exit strategies. These are only choices. Choices that you will need to make at some point or another in your self employed journey.


Well, that's all for now folks. Thanks for your time. It isn't hard to find many books that advise us what we "should" do in certain periods of our lives. But that is easy for anyone to do. What is good and sometimes more difficult is to take a step back and think first, before leaping into something for which we may not be prepared.

 Be blessed. Be courageous.Be productive. Be prepared.

Peace,
Carla.





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They're Not Homeless....Just Nomads

My city has a lot of homeless people.... they... I feel I shouldn't use that word "they" because
they are part of "us" of " we" that be.....here in my country...yes in my city.

I was musing last week about reframing the concept of homelessness.
Perhaps we may need to give up the traditional concept that "all" folks need a house in order to not be considered homeless. I mean....several ancient cultures were nomadic by nature and nobody dared call them homeless. They followed their livelihood...whether that was a gold rush or a herd of caribou or salmon run.

Maybe some folks are just not meant to set up a permanent residence. Maybe our government can set up ways that nomadic folks can still function with the benefits and credits that "housed" citizens have, and not be bound by the traditional strings of a permanent home address.

I had heard some years ago, that there was some kind of weekly welfare available to the "homeless" which folks could access even if they didn't have a regular housing situation. But I really don't know what the requirements were for that sort of income.

I notice that some of the nomadic folks who walk the streets of my city, are defiant and proud and  very precise about what they want from life.  They don't wanna sign any contracts....Now THAT I can relate to. They don't want to owe anybody. They also don't  trust the government....which also seems to work against them when they find that they need some special assistance that only the government is willing to provide. The levels of compassion amongst private citizens can change with the winds of trend...whereas the government is compelled by legislation to protect all citizens.

Many of the local nomads have a tight crew they run with. They know who they can trust even when they have no money. They know exactly where they can score free food without having to fake a "conversion" to some ideology. They know which shelters are safer than others. They know where
they can see a doctor.....no questions asked.

It seems to be bound up in our culture that folks need permanent housing to appear "legit" or even "respectable", But maybe that's just the real estate industry selling it's own hype. Is it perhaps that the "low or no cost" system that nomadic people observe just irks the folks that want to see us all paying more tax to big brother? Is it because we secretly resent those who manage to live more freely than we do?

Nomadic folks don't pay property taxes. Nobody collects property/income taxes from the man living under the bridge with the shopping cart. Nobody can charge rent to the young person sleeping on a public park bench.

But each and every one of these my nomadic countrymen/women was probably born in my country and has rights and privileges just like I do. They have a right to claim this land and all the ordained blessings of citizenship that we take for granted. Maybe it's time we stop punishing them with our contempt and give them some credit....for surviving the challenges they have faced and overcoming enough hardship to make it and survive through to another day.

Maybe we need a new virtual people group......"The Canadian Nomad."

Peace.
c.



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Don't Feel Worthy of Shelf Space?

I was grocery shopping yet again....gazing through the mags filed neatly at eye level by the cash.
I usually make a beeline with my minds eye to People magazine...because that is pretty  much the only one that has earned my trust over the years. Yes, there are a few british ones that feature the royal family which migh also make my trusted list...but you get my  point.

Why would a large respectable nationwide grocery chain give prime shelf space right by the checkout to so many tabloids filled with lies? Not even white lies.....bold brash....
"not in a million years could they be true" kinda lies.

Why? Because someone is buying these lies....regularly and with vigor.
 Stores will sell whatever people will buy.

So, let me tell you, hope you're still with me....don't flip to another page.....
Don't you have something inherently more valuable and trustworthy than those trashy tabloids?
Do people trust you in a certain area of life because of your experience  because of your chutzpah?

Then, my friend....my tribe member, I want to encourage you to write. You deserve some good high quality shelf space.

If you can be truthful about any one small minute area of life, and help someone else across the globe understand that area just a wee bit better ....then YES you deserve shelf space. You deserve a piece of the internet pie.

You may not have the best grammar. You may not have the best tech saviiness, you may not know how to edit photos/videos in a Hollywood style crowd pleasing manner. But you are real and you are truthful . You have something important to share.

Just remember, my friends who blog and write and create stuff. Don't underestimate the value of what you bring to the table. Someone somewhere needs what you know. Someone somewhere wants to hear from you and be taught by you how to do or see or feel something different. Someone is waiting for you to step up and take up legit shelf space in their life. Make some noise my sister. Make some noise my brother.

If the tabloids can make billion dollar empires by selling lies, you for sure can earn some good coin selling something authentic.

In peaceful productivity and kindness,

Carla.

P.S. Seth Godin was the guest speaker of Tim Ferris' podcast again recently....if you ever need some encouragment....his voice alone with do the trick.

https://tim.blog/2018/11/01/seth-godin-this-is-marketing/


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I Recover from Noise Pollution Here

i was looking for a way to heal from exposure to noise pollution....
the noise pollution causes mental fog, and tires my sense of hearing.
This heaven on earth i discovered recently ....the photos of which I will attach below ......just so you can catch a glimpse of how you can use a gentle walk in God's creation... to heal yourself or your loved ones.

Fungus growing in creamy shades of white on dead fallen logs..

How can anyone not want to walk slowly through this golden canopy.........

sky high cedar grove

a Cedar grove is growing....high up to the sky.....us suburban folks are accustomed to cedar hedges.....but rarely have i ever glimpsed cedar trees growing quite this high.......

sometimes moss grows furry......

Kaffe Fasset would have loved to knit a design based on the pale blue lichens on this rock....

Can't  you picture a rabbit wanting to take a wee nap atop this mossy boulder?

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Dancing with the Butterflies

Monarchs don't come around often enough....and when they do...it's a pop of brilliant orange red...framed in blackest of black.

Days like this do the body good, freshen the mind and spirit..
.and give a sun kissed glow to the cheeks.

When one takes the time to really look
at God's creation....we begin to see more than
we did before. We begin to see not 100 shades of green.....but rather...burnt umbers, golds, greys, dusty browns and rusts. Canada's terrain is not flashy...but the whole color spectrum is there...if you're ready to
spend the time to discover each new hue.