Are STocks keeping up with Inflation?

Jus' thinkin' aloud again....
I must say that I have always been more interested in equities than in owning chunks of debt instruments, such as bonds.

But there is a looming threat called "inflation" which is something for which we may just not be prepared.
It's all well and good if our stocks are increasing in "numeric value" representing real capital gains. But if
the average loaf of bread is going to rise to $8 a loaf then, the REAL TIME VALUE of our portfolios must be re-assessed to reflect and hedge against this type of threat of inflation. Large numbers of dollars don't really mean much if it is going to cost a lot more just to get around town, buy your food and support the roof over your head. REAL increase must reflect an increase in REAL buying power....not just the dizzying knowledge of growing numbers on your investment statements.

One of the things I love about stocks, is the proverbial "drip" plans in which one can re-invest any dividends payable and they magically produce more shares to own....without any pesky commission fees.

But how is it going to affect long term investors, if the underlying stock prices do not rise with inflation and the cost of living? Is it possible that a drip will lose "real time value" simply because the share prices do not keep up with the cost of living? I am wondering if even many blue chip companies might be affected by this predicament. For a blue chip company can have a steady positive cash flow and  pay out reliable dividends and still their share price may not be rising as fast as inflation.

It's all well and good to invest long term in equities with the added cushion of DRIPS helping you to accumulate a larger portfolio, but if in the long term those equities do not represent real "BUYING POWER" in which you can tap into into your retirement years....what is the point?

Stocks have to carry clout, and the only way they will continue to carry weight in the eyes of investors, is whether they can be sold at an undetermined point in the future for real dollars,.....real dollars that buy real food, pay for real real estate, and support a decent lifestyle.

I'd be more than eager to hear your thoughts on this matter, my most intelligent readers.
God bless.

Carla

Why Living GLuten FREE still STINKS

It's not that the "gluten free" movement isn't gaining momentum.....it is. It's not that manufacturers are not listening....they are.....at least more than they used to.


It's just that the "frustration factor" is still there.....in full swing.

Gluten free items are not clearly displayed on most menu's. The gluten free products are still awkwardly displayed and located in weird "hard to find" spots in some grocery stores.
 Walmart is the only store I've found with an OBVIOUS and easy to locate "gluten free section".

When you eat out......You still have to make a point to ask your wait staff or server which items are officially gluten free. Some servers still don't know if the gravy that their restaurant serves up contains wheat flour or if it has been thickened with corn starch. These kinda things really matter to someone who is attempting to live "gluten free".

For some, the choice to live gluten free, was not really a choice, but a rather stern and intimidating instruction obtained directly from their doctor.  But whether you're choosing to eat gluten free by your own free will, or by doctor's orders, it still is REALLY HARD.

It's been several years now since I was advised that I was "gluten intolerant"....and I have still not met anyone who has confidently stated that it is an EASY lifestyle....because it just isn't.
Gluten is lurking in SOOOO many foods and snack foods. The detailed labeling of ingredients is really helpful....but hey we are HUMAN too, and we really don't want to spend long and precious hours every day of the week reading teeny tiny lists of ingredients just to ensure that we don't ingest any gluten.

It's gotta get easier. Perhaps they will start making GLUTEN FREE EMPORIUMS where folks have to leave their gluten at the door and they enter a gluten free commercial paradise.
To top it all off......all the products in this GLUTEN FREE HEAVEN, would not only be gluten free, but also priced under $5 per item. Wouldn't that rock????

NOT peacefully gluten free,
Carla


Ok, I'm pretty much done my rant now. But tommorrow's another day.
P.S. Perhaps I'm still ticked off that Tim Horton's cancelled their one gluten free doughy concoction called the "coconut macaroon"...   :(

Thanks for buying my new book Life in the Gluten Free Zone on Amazon today!


Disclaimer: This blog post is intended for conversational purposes only. The blog's author and publisher does not accept any liability for any of the ideas discussed in this post or any other post on this blog. Always obtain medical advice from a licensed medical practitioner.

The Lure of Consumerism

No this isn't going to be a diatribe about how terrible shopping is....or how we should just stop spending money.

No, today I just wanted to discuss briefly how consumerism can be stealing your focus without you even realizing it.

What does consumerism do? Consumerism is an obsession with "all things bought".
Those who are lured into consumerism inherently despise anything that wasn't purhased with money and hate anything that was crafted or invented at home.

It's not that I'm necessarily advocating that we all become home bodies and spend all our time making home made gifts out of dried macaroni..... I'm simply saying that if you are one of those people who
wants your creativity and inventiveness to flourish, you might just have to resist that "spirit of consumerism" that has beguiled the masses.
Consumers don't create anything....they simply shop for what already has been created by someone else.
Consumers don't invent anything new, because their time is spent trying to please some external and commercialized idea of what is beautiful, effective or intelligent. They will buy what the media tells them to buy, even if it is in direct contradiction to their written goals. Perhaps they don't even have one single written goal at all. They merely live to consume, to purchase....and give all their time and adoration to what others have established.

But I know that there are many "Indie" publishers, writers, crafters, musicians, makers, and inventors and investors who are chock full of new and brilliant ideas. But their ideas are still in hiding because they have not been released through that very precious gift of "focus".

Are you going to give your written goal/goals the gift of focus?

Peaceful productivity,
Carla