Monday, March 2, 2015

He Said "Savers are Losers" ???

Yes, it was one of the days....I was reading one of my fave authors who also happens to really tick me off on a regular basis....But as I said in a previous blog post, I usually figure out I've found a great author when they peeve me.

So, let me keep it short and sweet. Robert Kiyosaki said in his book "Unfair Advantage"
that "Savers are losers"....and of course that irked me somewhat. So why would he say that?
Why would a habit that has been forged and tried and true for centuries now suddenly NOT make financial sense any more? Well, Robert's explanation of this state of affairs includes his summary of how money is not really money anymore.....it's actually just debt.  The U.S. dollar was taken off the gold standard in the 70's and ever since then, the governments have used a dozen different ways to excuse the practice of simply printing money out of thin air. All this money does not represent real wealth....rather it represents more debt.

Therefore, Robert made the bold statement that it doesn't actually make any financial sense to "save" money like how we used to stuff our mattresses with it.....because money is no longer real money anymore.

Then, lo and behold I came across an article in the Globe and Mail for Feb 21, 2015 written by John Heinzl  entitled "Who would buy a bond with a negative yield?" in which he explains that literally Robert was SOOOOOOOO right ! Right now there are government bonds being sold in the Eurozone countries of
Germany, Denmark, The Netherlands, Austria, Switzerland and Sweden with up to five year terms, that actually have a NEGATIVE YIELD!. Therefore, one who attempts to save their money with one of their government bonds would actually LOSE money and owe money to the institution that issued the bond!
Sounds outrageous doesn't it? Boy, Robert really saw that one coming! Apparently, John Heinzle writes, fears of deflation along with stagnant economic growth has forced the creation of these negative yeild bonds.
What is perhaps entirely more shocking is that people are still buying them!!!

Thank you Robert.....my irked response to your books, is well worth it....you've proved your point.

Carla

Saturday, February 28, 2015

Paid to be Me

Not a pipe dream anymore. Folks like Tim Ferriss and Seth Godin have proven that not only can you survive and get by just by doing what you wanna do....but you can actually build an economic empire using the same strategy.
And now it will come to pass that women too will start squeaking out a beautiful stream of coin by following their own hearts. Yes, it might take just a wee bit more chutzpah than the average gal possesses, but it is become more within the realm of possibility than ever before.

Just don't count yourself out. Don't let any belief system force you to limit your choices.  Keep your options open and know that the earth is yours because God gave it to you. You are inheriting the earth because you are teachable enough to learn how the ropes work and use them with all your might.

So, yes, it is a good day today...because today I know that the day has come....I am being
"paid to be me".


Peaceful productivity.
Carla

Sunday, February 22, 2015

May This Day

May this day bring you space...for not only your feet to rest, but for your spirit to rest too.
May this day bring you a name ....a name of a human that will inspire and encourage your journey....the journey that you have selected with God's help. May that person whom God leads you to, possess some of the knowledge and information you need in your current situation. May he/she be willing to share that precious data with you in a format you can digest.

Don't be afraid to pray. Some folks have the idea that if they get God involved in their decision making process, that God is going to to mess up their lives, and force them to live in an impoverished place without the modern amenities of life. But where did we get that from? I don't believe that God wants to interrupt our decision making processes. He wants us to fellowship with Him and get His inspiration and then grow up and make the decisions ourselves.

Yes, there are times it seems that we float on God's choices, He seems to know that there are times when we really aren't capable of doing what we need to do for ourselves....so His Spirit carries us through those times. But then there are the times when God is asking us to mature and to grow up. He didn't create us as robots. He respects our free will and expects us to use it.

Yes, it certainly is scarier to make our own decisions, because then the buck actually stops with us. We make our own choices and somehow can't blame God or any other human for the choices we have made. That is what maturity is all about. Being willing to let the buck stop with us. Being willing to be accountable for our own choices.

And yes, God is still there, not carrying us like a little infant, but walking beside us like two adults talking quietly as they walk together on a path through the park. God respects you. See Him as He takes time to be with you and you with Him. See Him listening eagerly to your thoughts and ideas. See Him taking His time to respond and think about what you have said to Him. He believes in you and all that you are and all that you have in your mind to do and to be. Listen to Him and He will listen to you.

Peace.
Carla